Perk & bundle guides

Perks you're probably already paying for

Your memberships, cards, and carrier plans quietly bundle streaming, delivery, and more. These guides give you the honest answer — then our tool finds every perk hiding in your own setup.

Find my savings
Streaming

Does Walmart+ include Peacock?

Yes — a Walmart+ membership includes your choice of Peacock Premium or Paramount+ Essential at no extra cost.

Read the answer
Card

Does Chase Sapphire include DashPass?

Yes — both Chase Sapphire Reserve and Preferred include a complimentary DoorDash DashPass membership, currently through 2027.

Read the answer
Carrier

Is Apple TV+ free with T-Mobile?

It depends on your plan — Apple TV+ is included free on Experience Beyond, and discounted to $3/mo on Experience More.

Read the answer
Bundle

Does Amazon Prime include Grubhub+?

Yes — Amazon Prime includes a free Grubhub+ membership, now a permanent benefit.

Read the answer
Carrier

Does T-Mobile include Netflix?

Yes, on qualifying plans — Experience More and Experience Beyond include Netflix Standard with Ads on us.

Read the answer
Carrier

Does Verizon include Disney+?

Not free, but Verizon myPlan lets you add the Disney Bundle as a $10/mo Perk — well below retail.

Read the answer
Streaming

Is Peacock free with Instacart+?

Yes — Instacart+ members can claim Peacock Premium (ad-supported) for free.

Read the answer
Card

Does Amex Platinum cover Walmart+?

Yes — the Amex Platinum card gives a monthly Walmart+ statement credit that effectively makes a monthly membership free.

Read the answer
Bundle

Does Amazon Prime include Amazon Music?

Yes — Prime includes Amazon Music with 100 million songs ad-free, but mostly shuffle play; full on-demand and HD need Music Unlimited.

Read the answer
Streaming

Does YouTube Premium include YouTube Music?

Yes — YouTube Premium includes YouTube Music Premium at no extra cost, so you shouldn't pay for both.

Read the answer
Streaming

Is Peacock free with Xfinity?

For some plans — Diamond/Platinum members, Gig-speed internet, NOW TV and a few others get Peacock Premium free, but you must redeem it.

Read the answer
Carrier

Is Apple Music free with Verizon?

Not free, but cheaper — Verizon myPlan offers Apple Music Family for $10/mo (a $19.99 value), or Apple One as a perk.

Read the answer
Card

Is Apple TV+ free with Chase Sapphire Reserve?

Yes — Chase Sapphire Reserve includes complimentary Apple TV+ AND Apple Music (about a $288/yr value), through June 22, 2027.

Read the answer
Carrier

Does T-Mobile include Hulu?

Yes, on Experience Beyond — that plan includes Hulu (With Ads) on us, alongside Netflix and Apple TV+.

Read the answer
Carrier

Does Cricket include HBO Max?

Yes — the Cricket Supreme $60 unlimited plan includes HBO Max (Basic With Ads) at no extra cost.

Read the answer
Carrier

Does Metro by T-Mobile include Amazon Prime?

Yes — Metro's $60 plan with AutoPay includes a full Amazon Prime membership.

Read the answer
Bundle

What's in the Disney Bundle — and is it worth it?

The Disney Bundle packages Disney+, Hulu, and (on Trio tiers) ESPN+ from $12.99/mo, saving roughly 40–50% versus subscribing separately.

Read the answer
Student

Is there a Spotify student discount — and does it include Hulu?

Yes — eligible US students get Spotify Premium for $6.99/mo, which also includes Hulu (With Ads) and Showtime.

Read the answer
Bundle

Does Xbox Game Pass Ultimate include EA Play?

Yes — Xbox Game Pass Ultimate includes EA Play (and Ubisoft+ Classics) at no extra cost, so a separate EA Play membership is redundant.

Read the answer
Carrier

Does Verizon include Netflix?

Via a myPlan perk — Verizon offers a Netflix & Max perk (Netflix + HBO Max, both with ads) for $13/mo, below their combined retail price.

Read the answer
Carrier

Is there a Netflix and HBO Max bundle on Verizon?

Yes — Verizon myPlan offers a "Netflix & Max (With Ads)" perk that bundles Netflix and HBO Max, both ad-supported, for $10/mo — cheaper than paying for the two ad tiers separately.

Read the answer
Card

What credits does the Amex Gold give you?

The Amex Gold offers up to $10/mo Uber Cash, $10/mo dining, $7/mo Dunkin', and $100/yr Resy credits — worth up to ~$424/yr if you actually use them.

Read the answer
Card

What does the Amex Platinum entertainment credit cover?

The Amex Platinum Digital Entertainment Credit is a monthly streaming credit — up to $25/mo (up to $300/yr) toward eligible services like Disney+, a Disney+ bundle, ESPN streaming services, Hulu, Paramount+, Peacock, YouTube Premium, YouTube TV, The New York Times, and The Wall Street Journal — when you enroll and pay with the card.

Read the answer
Carrier

Does Verizon include YouTube Premium?

Not free, but discounted — Verizon myPlan offers YouTube Premium as a $12/mo Perk, below the $15.99 retail price.

Read the answer
Streaming

Does Walmart+ include Paramount+?

Yes — a Walmart+ membership includes your choice of Paramount+ Essential or Peacock Premium at no extra cost, and you can switch every 90 days.

Read the answer
Bundle

How does NYC's Click-to-Cancel rule help you cancel subscriptions?

Starting October 1, 2026, New York City requires businesses to let you cancel a subscription as easily as you signed up — if you joined online, you must be able to cancel online — with fines starting at $525 per violation.

Read the answer
Card

Does the Amex Platinum give you Uber credits?

Yes — the Amex Platinum gives $15 in Uber Cash every month plus a $20 bonus in December, up to $200 a year for Uber rides and Uber Eats.

Read the answer
Student

Is there a YouTube Premium student discount?

Yes — eligible college students get YouTube Premium for $8.99/mo (versus $15.99), including YouTube Music Premium, ad-free video, and downloads.

Read the answer
Student

Do students get Apple TV+ free with Apple Music?

Yes — the Apple Music Student plan is $6.99/mo (well under the standard individual price) and includes Apple TV+ at no extra cost.

Read the answer
Streaming

Does Amazon Prime include free games?

Yes — Prime includes Prime Gaming: free PC games to keep every month, in-game loot, and a free Twitch channel subscription each month, at no extra cost.

Read the answer
Carrier

Does AT&T include HBO Max (Max)?

Sometimes — Max is included on AT&T's top Unlimited Premium wireless plan, but for AT&T Fiber it's largely been discontinued unless you're on a bundled TV package.

Read the answer
Carrier

Does T-Mobile include free MLB.TV?

Yes — T-Mobile and Metro customers on qualifying plans get a free full-season MLB.TV subscription (about a $150 value) once a year through T-Mobile Tuesdays.

Read the answer
Card

Does Chase Sapphire Reserve include Lyft?

Yes — the Sapphire Reserve gives you a $10/month in-app Lyft credit and 5x points on Lyft rides, plus a complimentary Instacart+ membership.

Read the answer
Card

Does Amex Platinum include CLEAR?

Yes — the Amex Platinum gives up to $219/year in statement credits for CLEAR Plus, which fully covers a CLEAR Plus membership.

Read the answer
Student

Does Amazon Prime Student give a discount?

Yes — students get a 6-month free trial, then Prime at about half price: $7.49/month or $69/year versus $14.99/$139 for standard Prime.

Read the answer
Card

Does Capital One Venture X include lounge access?

Yes — the Venture X gives the primary cardholder Priority Pass and Capital One Lounge access, but as of 2026 guests and authorized users cost extra unless you're a very high spender.

Read the answer
Card

What credits does the Chase Sapphire Reserve give you?

A lot — a $300 travel credit, up to $500 in hotel credits, $300 dining, a $300 StubHub credit, plus DashPass, Apple TV+/Music, and Peloton credits. But the fee is $795, and it only pays off if you actually use them.

Read the answer
Bundle

Is Apple One worth it?

If you already pay for two or more Apple services separately, yes — Apple One bundles Music, TV+, Arcade, and iCloud+ for less than buying them individually. If you only use one, it isn't.

Read the answer
Bundle

What's included with an Amazon Prime membership?

A lot beyond shipping — Prime Video, ad-free Amazon Music, Prime Reading, Prime Gaming, unlimited photo storage, Grubhub+, and Whole Foods savings all come with the one membership.

Read the answer
Student

Is there a Hulu student discount?

Yes — verified students get Hulu (With Ads) for $1.99/mo instead of $11.99, as long as you re-verify your enrollment each year.

Read the answer
Student

Is there a Peacock student discount?

Yes — verified students get Peacock Premium for $5.99/mo for 12 months instead of $10.99, though it reverts to full price after a year.

Read the answer
Carrier

Does Verizon include Apple One?

Not free, but as a Verizon myPlan perk you can get Apple One Individual for $15/mo or Family for $20/mo — a few dollars below Apple's retail price.

Read the answer
Card

Venture X vs Chase Sapphire Reserve: which is worth it?

The Venture X ($395) is the simpler, cheaper card that mostly pays for itself; the Sapphire Reserve ($795) offers far more credit value, but only if you'll actually use its many credits.

Read the answer
Card

Amex Gold vs Amex Platinum: which should you get?

The Amex Gold ($325) is a food-and-groceries spending card; the Amex Platinum ($895) is a travel-and-lounge card that only pays off if you use its many credits and fly enough to value lounges.

Read the answer
Bundle

How much does the Disney Bundle cost in 2026?

The Disney Bundle starts at $12.99/mo for Duo Basic (Disney+ and Hulu, with ads) and goes up to $29.99/mo for Trio Premium (ad-free Disney+ and Hulu plus ESPN Select).

Read the answer
Carrier

Does US Cellular include Netflix?

Not on its own — but US Cellular's wireless business was acquired by T-Mobile in August 2025, and T-Mobile includes Netflix on its Experience plans, so former US Cellular customers can get Netflix on us by moving to a qualifying T-Mobile plan.

Read the answer
Card

What subscriptions does the Chase Sapphire Reserve include?

The Chase Sapphire Reserve bundles several subscriptions you'd otherwise pay for separately: complimentary Apple TV and Apple Music, a DoorDash DashPass membership, and monthly DoorDash credits — worth hundreds of dollars a year.

Read the answer
Card

Do you get free Apple Music with the Chase Sapphire Reserve?

Yes — eligible Chase Sapphire Reserve cardmembers get a complimentary Apple Music subscription (alongside complimentary Apple TV), currently available through June 22, 2027, once you enroll.

Read the answer
Carrier

Which cell phone carriers include Netflix for free?

T-Mobile is the main one — its Experience More and Experience Beyond plans include Netflix Standard with Ads on us. Verizon only offers Netflix as a paid ~$10/mo add-on, US Mobile includes it as a perk choice on its top plan, and AT&T no longer includes free Netflix.

Read the answer
Bundle

Is the Disney+, Hulu, and HBO Max bundle worth it?

Usually yes if you'd watch all three — it's $19.99/mo with ads or $32.99/mo ad-free, saving about $13–$21/mo versus subscribing to Disney+, Hulu, and HBO Max separately.

Read the answer