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Does Chase Sapphire Reserve include Lyft?

Yes — the Sapphire Reserve gives you a $10/month in-app Lyft credit and 5x points on Lyft rides, plus a complimentary Instacart+ membership.

How it works

The Sapphire Reserve includes up to $10 in monthly in-app Lyft credit (up to $120/year), currently confirmed through 9/30/2027.

You also earn 5x total points on Lyft rides over the same period.

Separately, the card includes a complimentary Instacart+ membership (normally $99/year) that you activate through Chase's benefits portal.

What it's worth

The Lyft credit alone is up to $120/year, and Instacart+ adds roughly another $99/year — over $200 in value if you use both.

How to claim it

  1. 1Add your Sapphire Reserve as the payment method in the Lyft app and enable the benefit; the $10 credit applies monthly.
  2. 2For Instacart+, activate it through the Chase benefits portal (chase.com) and link it to your Instacart account.

Good to know: The Lyft credit is monthly and doesn't roll over — use it or lose it each month. Benefit end-dates (2027) can change with card updates.

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