What credits does the Chase Sapphire Reserve give you?
A lot — a $300 travel credit, up to $500 in hotel credits, $300 dining, a $300 StubHub credit, plus DashPass, Apple TV+/Music, and Peloton credits. But the fee is $795, and it only pays off if you actually use them.
How it works
The Chase Sapphire Reserve carries a $795 annual fee, but stacks a large set of statement credits that can more than cover it if you use them.
Some credits are automatic (like the $300 travel credit); others need a one-time activation (like DashPass and the Apple subscriptions).
What it's worth
The headline credits: a $300 annual travel credit that applies to almost any travel charge, up to $500/yr for prepaid stays of 2+ nights booked through The Edit, up to $300/yr in dining credit via OpenTable's Sapphire Exclusive Tables ($150 twice a year), and a $300 StubHub credit ($150 twice a year).
On top of that: complimentary DoorDash DashPass, complimentary Apple TV+ and Apple Music (through 6/22/2027), up to $120/yr in Peloton credits, a Global Entry or TSA PreCheck application credit every 4 years, Priority Pass and Chase Sapphire lounges with up to two guests, and IHG One Rewards Platinum status.
How to claim it
- 1Activate the credits that require it (DashPass, Apple TV+/Music) in the Chase app or the benefit's portal.
- 2Book through Chase Travel or The Edit where a credit requires it; the $300 travel credit applies automatically to travel purchases.
- 3Reserve through OpenTable's Sapphire Exclusive Tables and buy through StubHub to trigger those credits.
Good to know: The credits total more than the fee on paper, but several are use-it-or-lose-it and tied to specific programs (The Edit, StubHub, Peloton). If those don't fit your life, the real value is lower than the sticker math.
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